Bankruptcy is scary to think about. Many of my client from the wealthy and the not-so wealthy come into my office desperate and shell-shocked. “How did it come to this,” they may ask. But the real question to ask is, “Where will I go from here?”

Bankruptcy is an ending but it is also a new beginning. It is an ending of the debts, the calls and the panicky feelings in the middle of the night. It is the beginning of your fresh start. The US Constitution grants the right to a do-over- a chance to put the debts to rest and start over. So instead of the worry – think about how you will do it better next time.

For inspiration from others who have been in your shoes:

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